Does Healthy Paws pet insurance have a payout limit? No, Healthy Paws Pet Insurance does not have any annual, lifetime, or per-incident payout limits. This means that once your annual deductible is met, the company will continue to reimburse you at your chosen percentage (70%, 80%, or 90%) for all covered accidents and illnesses, regardless of the total cost.
In the world of pet insurance, many companies entice you with low monthly premiums, only to hide "annual caps" in the fine print. Healthy Paws Pet Insurance changed the game by offering a plan with no lifetime maximums and no annual limits. Whether your pet needs a $500 treatment or a $50,000 series of surgeries, Healthy Paws is designed to stay by your side.
Healthy Paws focuses exclusively on Accident and Illness coverage. They believe in doing one thing exceptionally well rather than offering a diluted version of many services.
To keep their "unlimited" model sustainable, Healthy Paws does have specific exclusions that owners should be aware of:
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Healthy Paws allows you to tailor your monthly premium by adjusting two main factors:
Note on Premiums: While they are highly competitive for young pets, Healthy Paws is known for periodic premium increases as pets age. It is vital to enroll your pet as early as possible to lock in the best possible value.
The Healthy Paws app is widely considered the gold standard for pet insurance tech.
